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Medical conditions or unexpected accidents often prevent us from working for long periods of time. In these circumstances, many of us rely on long-term disability insurance. However, collecting benefits from these insurance policies can be challenging. Sometimes insurers deny claims. Other times they place a limitation on the time period that one can receive benefits. […]
CIGNA / LINA is one of more than 40 nationwide insurance companies that offer long-term group disability insurance. It is one of the largest writers of LTD policies in Minnesota. Consequently, there is a good chance you may be covered by one of their policies now, or in the future. However, the company has been considered […]
Insurance companies sometimes have a tendency to “drag their feet” when insureds file for long-term disability claims. The time it takes to validate the claim can often leave the client frustrated and financially suffering. Insurance companies often use the following methods to deny or lowball clients who are pursuing disability benefits. Insurance companies will work […]
Most people who go to a chiropractor have no idea how physically demanding chiropractic treatments can be on the doctor. The physically intensive nature of chiropractic work can lead to debilitating medical conditions in the doctor, including radiating pain and numbness in the upper and lower extremities. Chiropractors have to lift, manipulate and reposition the […]
In order to determine whether or not you are disabled – or the degree to which you are disabled – the Social Security Administration utilizes a five-step analytical process. This process includes factors such as your work status, medical condition and the severity of your condition, among others. What is the Social Security Administration’s 5-Step […]
An injury incurred at the workplace can have major consequences. Finding out the effect of an injury one or two decades down the line can be quite difficult. For this reason, getting the greatest possible compensation is important. This compensation is about safeguarding your future and that of your family, not greed. It is advisable […]
Clients of the Madison National are often teachers or former employees of educational organizations. The disability coverage issued by Madison National to many of Minnesota’s school corporations is meant to provide income replacement to those who have become disabled because of an illness or injury. If you are a teacher who is suffering from bipolar […]
With the winter season here in Minnesota, many residents are once again becoming accustomed to driving on snow-filled roads. As usual, the bad road conditions during winter result to many car accidents. While car accidents are imminent during such conditions, the situation often becomes worse due to drunk driving. A report from the Minnesota Department […]
At Beedem Law, we have received numerous calls from Minnesota residents who have been injured in car accidents that were not caused by them, but they did not have insurance on their own car. Most of these people are often left wondering what to do. They often ask themselves: “How much trouble I am in?” […]
Motorcycle riding can be thrilling, but even for the most skilled rider, it can also be dangerous. No matter how cautiously a motorcycle rider scans the road, changes gears or applies the brakes, accidents can happen. Unfortunately, if the accident involves being hit by another car, it can often end tragically as motorcycle’s offer little protection […]
